A Great Incentive for Health Insurance~

Can anyone tell me what's right with this? I can sure see a lot of wrong.

 

Insurance companies are lower than any the worst of criminals. No punishment is too severe for these pieces of crap. This video reminds me of the tobacco executives who all swore under oath in congressional testimony that they did not think that smoking was addictive.

The private sector has no business in health care PERIOD.

 

Who will then invest millions and billions on research and invent new drugs?

 

Drug manufacturers because they know they can make a profit world wide

 

Drug companies can still make a profit without ins companies. But i would like to see the universities where a lot of that work is done receive their fair share to offset tuition.

 

Drug manufacturers are private sector. According to DanR, private sector has no business being in health care.

 

The truth about that is that the drug companies are taking a lot from the public sector (especially universities) and not giving much back. They are not really a "private sector" entity when you take that into consideration.

 

Jack what Danr believes is his opinion and nothing to do with me, you asked I answerd.

 

Very interesting responses here. Just been sitting back and watching.

I didn't start this thread to get heavily into politics actually. I just know scum when I see it.

What do I see? Some really heartless bass turds who's only goal is the bottom line. Doesn't matter how they get it.
You get insurance without knowing you have cancer then find out you do? Too bad - hope your death is quick. We got our money.
Wonder if they reimburse your payments when the cancel you through a loophole?

Medical records are too expensive to get? It can raise your premiums? Wonder if any of these companies call the applicant and ask for them beforehand.
Seems to me they don't and it's NOT that expensive.

Gonna relate a personal story here. I have had vision problems which are under control. It is due to anemia.
I had to consult a lot of specialists to figure out why. I needed medical records tranferred.
So, I called my doctor's office and told them I needed my records transferred to the University of Chicago where they could better figure it out.
Know what they told me? You have to come in for an appointment with Dr. B to get the records transferred. I'd have to pay for this appointment of course.

So I called my sister in law who has had a long running battle with pancreatitis. Believe me she KNOWS her stuff. Guess what? Turns out those records belong to me.
So I call my doctor's office back and inform them of this. I get the "we made a horrible mistake" line and the records are forwarded for free. Horrible mistake my hinder. They wanted to soak me for a useless visit and nothing more.
This happened when I actually did have insurance by the way.
The bottom line here is if you want your records transferred they are YOURS. I would gladly pay a few bucks to have them copied and faxed to an insurance agent. Really? How much could that cost?
Instead they're playing the "doctor" game and looking for more. If they don't get it it's your fault and they drop you like a hot potato. Fine people aren't they?

This is not about the "socialized medicine" or the "free market". It's about people. Human beings. Would any of you want this to happen to you or a loved one?

I'll put it in perspective. If you were walking by a pond and saw a child possibly drowning would you try to help or would you ask that child if his/her parents had sufficient insurance and ask for a history?
I'd try and save the kid myself.

 

We have not long ago had a change in the law over here to make access to our medical records a right yet we to still have Dr saying well you will have to pay, that is until you quote the law at them. To be brutaly honest this shows the bad side of the free market economy at work.

 

Is anyone beside me aware of the cointalker who is getting a lung removed thursday? Do you honestly think that government healthcare would do that for a 70+ year old? In a weeks time from diagnosis? This person was diagnosed with lung cancer 1 week ago.

In Canada, the rich drive or fly here to pay cash for urgent medical care. Same as the Europeans, they COME HERE for urgent care, rather than be put on a list and scored like a game contestant to determine eligibility.

YES, a cointalker.

I can;t go public, but I do thank God everyday that this person has private medical insurance and the ability to live thru the "scorecard eligibility" period of socailist or national medical review process.

Are you folks even thinking before you type? Have you actually looked at the statistics of survivors of cancer, blood and heart disorders, etc etc, and considered the point scale of " cost vs viability" that those national plans use to provide coverage?

 

Jack,

No I was NOT aware of this and am glad it will be treated.

Yes, I DO read what I type. Remember, I was just showing a hearing. A hearing that thoroughly disgusted me. It had no affect on you?

If this CT member had to change insurance companies a year ago, came in with a clean bill of health then suddenly "developed" cancer and they dropped him through a loophole this would not bother you?

That was my point when I first chimed in after starting the thread. Did you read THAT?

Am I calling for Socialized Medicine - no not really. Just an opportunity for people to be insured at reasonable rates and actually be able to go to the doctor when sick.

Do you consider me a lazy a$$ loser Jack? Cripes I hope not. I'm working 6 days this week and doing things around the house on Sunday (hence no coin show).
I haven't seen a doctor in five years but would have liked to a few times. Guess that makes me a welfare grabbing, socialist, low-life loser to many.

There has to be a balance in there somewhere. Something like a hard working employee can get treatment for the flu without having to give up groceries yet not expecting the government to fund several bone marrow transplants.
To me that's what insurance is for. Real emergencies and/or life threatening situations.

Now the insurance companies can pull a loop hole and deny you that. It's happening to my boss right now. He rails against everything Obama and Socialist that he hears while liquidating his wife's money to avoid paying $20K per month for her care because she had the gall to have a storke at age 63 before Medicaire kicked in.
He PAID the premiums and thought he had it all coveed. Then the loopholes started popping up.
He's jumping through hoops to get a "social" program kicked in early and doesn't even realize it.

Yeah, things are just great the way they are.

 

Sorry Jack you are just wrong on this. The Japanese are much healthier than we are in every measurable way largely due to their superior healthcare system.

 

I dont think it is so much a point as to which is superior more as to which is affordable, Yes Jack it is great that he is getting the operation and I do hope that it goes well, but what about the person who has worked all his/her life on a minimum wage jack and can not afford the operation? they just loosers Jack?
Lets be honest here how many Insurance companies actualy like paying up on anything never mind medical expenses, there number 1 priority is towards the shareholders and not the policy holders.

 

Japanese co-pays are some of the highest in the world - aproximately 30% for those age 3-69. Those 70+ pay 10% co-pays, but Japan's population is aging rapidly. Business or government picks up the rest (depending on your insurer). Because the elderly tend to have more health issues (even in healthy Japan), and there is no such thing as elective medicine in Japan (Boob jobs and Botox all around!), the Japanese are facing a financial crisis that puts America's Social Security crisis to shame (and Japan's is coming sooner). Right now, the average Japanese home pays aproximately 6.6% of its annual income towards health care. Some studies suggest that could go as high as 22.5 by 2035.

Much of Japan's historic good health can also be credited to their cultural traditions of eating less and healthier, and exercising more. However, trends indicate Japan is heading towards American habits of eating more and exercising less.

 

Look at several government run programs that we have now.

Social Security
Fanny and Freddie
Medicare/Medicade

All fiascos and in deep deep trouble

You really going to trust them with your health?

Get serious, LOL

 

Well you trust them with your security so why not, after all do you trust the insurers? just look at AIG the largest in the world!!

 

"In 2005, Japan spent 8.2% of GDP on health care,"
http://en.wikipedia.org/wiki/Health_care_in_Japan


"In 2006, per-capita spending for health care in the U.S. was US$6,714; in Canada, US$3,678.[5] The U.S. spent 15.3% of GDP on health care in that year; Canada spent 10.0%."

http://en.wikipedia.org/wiki/Canadian_and_American_health_care_systems_compared



life span:
" Japan 82.07" " United States 78.06"
http://en.wikipedia.org/wiki/List_of_countries_by_life_expectancy

You provide no links and a thin case. Japan pays a little more than half of what we do and they live longer.

 

Fed agencies always fall apart under Republican rule. The Pubs try to starve and discredit government.

 

Now that was I think a bit unfair, what it came down to was lack of oversight and regulation. I honestly doubt that any Republican administration would go out with the intent of destroying a fedral institution