Thank you David as I see a few flaws in your OP and ensuing statements. Looks to me like someone is trying to sell insurance. Nope. No more than an insurance agent.
Huh? The admin laid out the requirements for basic coverage under Obamacare legislation...what is deemed by BO as good enough is really not very good. The point is that this bare bones coverage has always been available but it was more affordable before the so-called affordable care act was enacted plus these high deductible, big co-pay policies were what BO used as "evidence" healthcare reform was necessary. How can an insurance company be labeled irresponsible when they were offering better policies at lower prices before Obamacare?
726. The surprise turnaround of Chief Justice (7/4/2012) On 6/28, Supreme Court issued a pass for Obama's Health care policy. What surprised people was Chief Justice Roberts sided with four liberal justices in voting 5-4 to declare the law's "individual mandate" constitutional. Why did John Roberts, a Bush appointee who generally votes with his conservative colleagues, suddenly change his opinion to vote with the liberal? Just three months ago, he still opposed that "individual mandate" law. There are different theories about this mysterious turnaround. Mostly were from disinformation office of the Feds to cover up their puppet Roberts. None could solve the puzzle. I know why - the Feds want that "individual mandate" provision. When the Feds want to put Kat Sung under surveillance, they forced the law makers passing through the Patriot Act. (Through OKC bombing and 911 bombing) When the Feds want to restrict Kat Sung in US, they activate the TSA search, (blocking leaving from air flight) blocking the entering of Canada and Mexico; (by "Operation Fast and Furious") see "697. TSA search, Canada and Mexico (12/11/2011)". Now when they want Kat Sung to have a health insurance, they activate their proxy- John Roberts. Six years ago when Roberts was selected as Chief Justice, I have written already, "344. Roberts, a secret agent of D.O.J. (9/18/05)" http://katsung47.yuku.com/topic/4/The-dark-side-of-the-USA?page=4 This case proves I was very, very accurate at that judgment. I'll talk about why the Feds want that "individual mandate" provision.
756. To search by the hands of IRS (2/4/2013) How can the Feds frame a case on “application for Medicare”? They will do it by the hands of IRS. For two decades, it was I to file joint tax return for my wife and I. In 2006, without my consent, my wife asked an accountant firm to file the joint tax return. I found errors in report they filed and demanded a correction. The Accountant firm refused and e-filed it without my signature. Since then, I have to separate my tax report from my wife’s. Obviously, it was a plot of the Feds. They manipulated my wife to file a tax return with error to touch off an IRS search. One error was they hadn’t report Schedule C form. Here is what I wrote seven years ago: “I have some merchandise left from business. Each year I reported the merchandise stock unchanged by schedule C. Each year there was a Schedule C form in the tax book IRS mailed me. But this year, for the first time, there was no C form in the tax book. Why? I think Feds wish to find an excuse to search the stock in the name of "no report". The merchandise stock is piled in garage. In former messages, I talked about there were two big attempts Feds had tried to enter the attic and garage. (see "144. Roof contractor from Idaho (July, 2003)" and "300. Garage door (3/27/05)") I allege they had planted drugs in attic and garage, so when the disguised contractor enter the attic or garage in the name of roofing or replacing the garage door could claim they found drugs there. (“395. A sudden trip and the tax return trap (3/30/06)”; “398. April 18, the action date?(4/15/06)”; “300. Garage door (3/27/05)”) I allege the Feds had planted illegal material (likely drugs)in my merchandise stock which is piled up in my garage. In 2005, they manipulated to damage the door of my garage. They tried to perform an unreasonable search by disguising as garage door contractor. I fixed the door by myself. Then in 2006, they manipulated my wife to file an erroneous tax return at the purpose to activate an IRS search. I had to separate my tax return from my wife’s. Since I have no income, I don’t have to file tax return. I depend on relative’s help. In May 2012, I didn’t apply for Medicare in case that would touch off an “automatic computer system” to IRS. I think that’s what the Feds was looking forward to. Really next month we saw how the Feds manipulated the Chief Justice to pass the Healthcare Reform law of the Obama to make it individual mandate.
I just found out that there are 9 different ways a turkey can attack you. And I think there is another if it is the second time you have been attacked by a turkey. Well! At least that is what the government medical regulations say.
I'm new here but I think I can add a perspective that may be lacking. I'm self employed, I have to buy my own insurance as well as look out for a few employees. I can verify that insurance costs for both myself and my employees have skyrocketed since the ACA became law and it's gotten to the point that I had no choice but to stop making insurance available. I buy my own insurance but my workers were covered by a group policy through the Chamber of Commerce co-op. As part of the policy agreement I was required to remit the premiums upfront as well as pay a portion of them. It has gotten to the point that I cannot afford the added expense. Just my portion today would be greater than the groups total premium was less than 15 months ago and the ACA is to blame. By talking to my peers I don't think my experience is out of the ordinary but probably typical.
Welcome, but I hope you have thick skin. The other side tends to get a bit wild. For most of us now, you are preaching to the choir. The others refuse to see.
Welcome, Russo. It's good to hear from someone on here who is self-employed and directly affected by Obamacare. Unfortunately for you (and many, many others) it's affected you negatively. This outcome was predicted long ago and is now bearing its bitter fruit. I regret that your rates have gone up and you had to stop making insurance available. This train wreck called Obamacare is going to hurt a lot of people.
My individual policy went from $286 a month to over $500 a month and I'm a carpenter so I cant afford not to be insured.
@JoeNation: The insurance company we had for several years stopped participating at the end of 2012 and they claimed it was because the new ACA regulations would be too burdensome to remain competitive. The replacement company was much more expensive and has recently jacked up the rates when they added some coverages that are required by ACA. I didn't understand what you meant about after the subsidies.
Subsidies kick in for people on the lower end of the income scale to make the insurance more affordable. If you don't have a huge income, which I assume you don't, then you will have your coverage subsidized. Tell me what you'll end up paying monthly when you figure out the subsidies you'll receive. Here is a link to a subsidy calculator: http://kff.org/interactive/subsidy-calculator/
JoeNation: At my income level I do not seem to qualify for any subsidies and my monthly cost for a silver plan is $714 as opposed to the 500 something i pay now. My plan is cheaper than the ACA but still way more than it was a year or so ago. I have 1 employee in my carpentry business and 12 at he tavern my wife and I own and I will be sharing your link with them, maybe they can qualify fpr subsidies.
I am not exactly sure I would consider $88,000 a "huge salary", although I am sure it is a drop in the bucket for you.
I am also new here. I pay for my own individual insurance and this week have been notified that the plan I have is being cancelled due to non compliance. I have reviewed the new offerings with hopes of selecting a new plan. BCBSM is my insurance company. The comparable plan being offered is double the price of what I had been paying. My deductible will be higher, out of pocket higher, etc.. Of course, you may say, what about the subsidy? Well, I would qualify as I am not employed. Right. In a pigs' eye! I take a subsidy, and then they own me! One step closer... Thanks, but no thanks. What a deal.. For the record, I have never been in support of this ACA.